To change your pin, send in an sms 0000 New pin New pin to 777 i.e 0000 1272 1272 to 777.
You will receive an sms that "your pin has been successfully changed.
Now, to transfer airtime, all you need to do is to send in an sms:
Transfer, recipient's mobile number, amount and your PIN. I.e: Transfer 08034567890 100 1272 and that is all.
NOTE: The least amount you can transfer on MTN is N50.
ETISALAT=>>
*223*PIN*Amount*Recipient's number# I.e *223*0000*200*08091234567#
AIRTEL=>> Send in an sms 2u, recipient's phone number, amount, PIN to 432. i.e 2u 07080000000 50 1234 to 432.
GL0=>> You will have to activate the service by sending ACT to 131.
Then you change the default password i.e 00000 to your choice of password by dialing *132* 00000*New Pin*New Pin# i.e *132*00000*12345*12345#
Note: New Pin must be 5 digits. To send airtime, dial: *132*recipient number*amount*pin# i.e *132*07056789012*100*12345#
ENJOY SHARING!!!
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